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VOLUNTARY LIFE & AD&D

What is Voluntary Life and Accidental Death & Dismemberment Insurance (AD&D)?

Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident.

Plan Rules: 

  • Eligibility: All full-time employees as designated by the Board, spouse, and unmarried children up to age 26

  • Coverage through OneAmerica

  • Employee must be actively at work on the effective date

  • Benefit amount doubles in the event an accident results in death

  • Employee must elect coverage on themselves in order to purchase for dependents

  • If electing for the first time outside of the initial open enrollment period or for an amount over the Guaranteed Issue Amount, health question will be required 

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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