Disability

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection

Plan Rules:

Eligibility: Eligible full-time employees as designated by the Board
Coverage through One America
Employee must be actively at work on the effective date
Short-Term Disability Benefits pay in-addition to sick leave. Must use in conjunction with sick leave (if applicable).
Long-Term Disability Benefits do not pay in-addition to sick leave
No health questions EVERY YEAR! (Pre-existing condition will apply for new participants)