Dental

What is Dental Insurance?

A health and wellness plan designed to pay a portion of dental costs associated with preventive, basic, some major dental care, as well as orthodontia.

Plan Rules:

Eligibility: Eligible full-time employees as designated by the Board, spouse and children up to age 26
Coverage through Guardian
Provider directory: CLICK HERE (Network: Dental Guard Preferred)
Orthodontia only available for children up to age 19 (subject to lifetime max)
Claims must be submitted within 90 days of date of service
Exams and cleanings are allowed 2 times each calendar year and do not have to be separated by 6 months
You can go to any provider on both plans but will receive a higher benefit for going to an In-Network provider
The chart below is a sample of covered in-network services. Please see the Plan Certificate for a detailed listing of services, as well as out-of-network allowances in their entirety.

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

Dental Highlight Sheet

Dental Certificate

Dental Policy

Dental Claim Form

Click on the Dental card above for a downloadable version!

GET THE MOST OUT OF YOUR DENTAL PLAN

Maximum Rollover (High Plan Only)

If during a benefit year, a covered person has a paid claim (not just a visit) and does not exceed the paid claims Threshold Amount, then the Rollover Amount (or the Rollover Bonus Amount, if included) will be rolled over for use in future years. The Maximum Rollover Account Limit is the most money that can be kept in the Maximum Rollover account. The covered person’s personal Maximum Rollover account is used for additional coverage when his or her annual maximum is exhausted.

Preventive Advantage

Members have an unlimited preventive care maximum (frequency/age limitations still apply). Members obtain preventive care, including exams, cleanings, x-rays and fluoride treatments, without having the benefit deducted from their annual maximum. The entire annual maximum amount is preserved for basic and major services. Preventive care will continue to be covered even after the annual maximum is met. Preventive Advantage promotes preventive care to help keep members healthy and productive while extending the value of their
annual maximum.

International Dental Travel Assistance

Services are administered by AXA Assistance USA, Inc. AXA. Assistance is not affiliated with (The) Guardian Life Insurance (Company of America) (“Guardian”), and the services they provide are separate and apart from the benefits provided by Guardian. While traveling internationally, Guardian members can get a referral to a local dentist for immediate dental care through the International Dental
Travel Assistance Program. This service is available 24/7, in over 200 countries. Coverage will be considered under the out-of-network benefits.

Contact Info:

1-630-766-7710 (via collect call)
888-647-2701 (from the U.S.)

TOBACCO CESSATION PROGRAM

The Guardian + Pelago tobacco cessation program, included with all new Guardian dental plans, provides dental members and their families (age 15+) personalized, resources that can help them reduce their usage or quit use of tobacco, including vaping, for good. Visit your www.guardiananytime.com account for more information and to sign up.

Features:

Dedicated care team: Access to qualified coaches to help guide members on every step of their recovery journey
Personalized tracking: Tools to help members track their personal triggers, cigarettes smoked, dollars saved, and health progress
Helpful cognitive behavioral therapy (CBT) content: Audio sessions and interactive exercises to help members learn new techniques for dealing with craving triggers
Craving tools: Support for members to manage cravings and reach their goals
Nicotine replacement therapy: Access to gums and patches to manage and lessen cravings (if your employees need them)